commercial credit reports

You've felt it before. Even if you've managed to avoid it,
you know someone else who hasn't been so lucky.

What are we talking about? The anxiety experienced when you make a credit decision, only to find out too late that the report you had didn’t cover the last year of stomach-churning drops in the company’s credit rating — that sudden, looming realization that you might never get the money for that sale.

Ansonia's expertise is to make sure you never feel this again.

Your business needs accurate, flexible business credit reports. You need them FAST and up-to-date... and you want them to be highly affordable. We are the NEW credit reporting service that is bending over backward to give our clients exactly what they need.

See the difference.
Try our free credit report today.

Why Our Data is Better

Our Data
is Unique

We collect data from all types of businesses — from Mom & Pop all the way to Fortune 500. Our state-of-the-art platform enables us to accept data files that other business credit companies cannot.

Our unique database translates to more relevant information, which translates into you making better credit decisions and making more money. Many businesses find that Ansonia’s core business credit report is the only credit risk decision tool they need.

Our Data
is Fresh

What would happen if you gave a customer a large amount of credit, only to find out too late that the report you had didn’t cover the latest stomach-churning drops in the company’s credit history? You may have a sudden, looming realization that you might never get the money for that sale.

Ansonia to the rescue! Unlike many other credit reporting companies, we continuously update our database 24/7, ensuring the freshest data possible. And with a click of a button, you can get the latest judgements and public records. This is our expertise — to lessen your anxiety over future credit decisions.

We Do Not Buy
Our Trade Data

There are some business credit reporting companies that buy, repackage and resell other credit reporting companies' data. We collect our own up-to-date and reliable data and don't sell it to other companies. Nor do we buy data reports from other companies. Our database is unique and secure.

We Do NOT Own or Partner With A Collection Company

Some credit companies partner with collection agencies and may have conflicting business dealings. We are strictly in the business of providing credit data intelligence to businesses.

It's the only thing we do and we do it well. You can depend on us to ALWAYS give you accurate information that will benefit your business.

Up-to-Date and Accurate

We are very pleased with the quality and reliability of Ansonia’s credit information. The information is always up-to-date and accurate, and obtaining credit reports is a very simple and fast process. Furthermore, the level of personal support and service we receive from Ansonia is top-notch. We are extremely fortunate to consider Ansonia as a trusted and valued partner in the transportation industry — they definitely help make our job easier!”

—Eric Belk, Vice President
Match Factors

Members who provide data receive up to a 40% discount on their business credit reports.

No Finance Degree Needed

Have you noticed that reports from the other business credit report companies are extremely hard to read? You need to learn about a customer's credit worthiness fast. But you're stuck wasting time trying to figure out a report that is full of numbers, but doesn't tell you much.

It's difficult to tell a good customer from a bad one. There may be a note the customer was 90 days delinquent on a payment, but you are not told if that was years ago with just a single slow payment, or if the customer is delinquent all the time. And hey, if you can't find out what you want to know NOW, the report is worthless. You might as well flip a coin.

This hurts your business. You may take a chance on a customer who winds up burning your company. On the other hand, you might pass on somebody that would be a great customer — and you lose the sale.

Ansonia saw this problem and fixed it. Our reports are extremely easy to read. We go the extra mile to make sure ALL the numbers make sense. And we are sticklers for assuring you have the exact stats you need when you need them.

No Pre-Paid Contract Required

Annual contracts are devised to lock people in long term. Other business credit reporting companies encourage you to give everyone in your company access to their information — the more employees running reports, the better.

And when contract renewal time comes, they pull out a 10 pound stack of all the invoices you pulled to support why you can’t live without them. Oh, and buy the way, your price goes up.

Often they will offer a business a three-year contract with price escalations. So they lock you in, guarantee themselves a nice revenue increase each year, all while selling the exact same report.

Why should you agree to pay 3-5 percent more over a period of 3 years for the exact same report? If it’s the same report, why should you have to pay more from year to year? Are the reports giving you more value? We offer you a better solution.

With Ansonia, you only pay for what you use. No long term contracts. No escalating fees over time. And to top it off, members who provide data receive a discount of up to 40% on their business credit reports. You get the accurate, easy-to-access credit reports you need at a dramatic savings.

Additionally, members who provide data receive up to a 40% discount on their business credit reports.

Customizable Reports Lead to Better, Faster Credit Decisions


Watch the video below to see how your report would work.
commercial credit reports

You Can't Go Wrong with Ansonia

When Transwest Capital first started out we were using another credit data company to verify the credit-worthiness of our debtors. While we were not unhappy with the company, we did not know what we were missing until we signed up with Ansonia Credit Data. After switching to Ansonia, we started to realize that the information we were previously using was not as fresh as advertised. With Ansonia, we know we are receiving the most up-to-date and in-depth look at a debtor’s credit-worthiness. In a word, we had become complacent with the previous company, trusting that their data would help us protect our receivables. It did, to a point. Now, we feel as if we have a partner watching our backs 24/7. Coupled with the customer service the staff at Ansonia provides, you can’t go wrong with Ansonia Credit Data.”

—Brian Cummings, Operations Manager
Transwest Capital

We Can Integrate With Your Software

We welcome special programming requests. Have you ever tried to get a customized project with one of our competitors? One of our current clients signed a contract with our competitor to provide a customer-facing online credit application.

Our client worked with that company for over an entire year, and failed to receive a working product. We took this project on from scratch, and had the entire process ready to go in just two months.

Businesses run lean shops. Employees are generally expected to do more and more in a finite number of hours per day. Automation/integration is the key.

With our 21-st century, state-of-the-art technology, we easily integrate with any software. We can “push” data intelligence to our customers to help them streamline their processes. These kinds of tools mean you don’t have to pay someone to sit at a desk and look at credit app after credit app and run one report at a time.


Live People Answer Our Phones

This really shouldn’t merit a mention. After all, it’s common sense that a company would take calls from their clients so they could help them and provide great customer service. Right? Wrong.

Most calls to our competitors seem to be sucked into a pit where voicemails go to die, leaving you stranded and without help. Fortunately, that’s not how we operate.

It’s a point of pride for us to pick up the phone when you call and to give you as much help as you want. So if you don’t want to feel like you’re alone in the dark, give us a call now at 1-855-267-6642 to let us shine some light on your situation.


Ansonia Clearly has the
Advanced, Customer-Oriented
Business Credit Reports You Need

By combining top-notch, highly reliable credit reports with caring customer service and BIG savings — Ansonia is rapidly becoming the first choice for businesses of all sizes.

See the difference.
Try our free credit
report today.

•  Verify a new customer
•  Check an existing customer
•  See the difference

Or Call Us Today at:

Grab This Powerful Arsenal Of Business Credit Reporting Tools That Only Ansonia Can Give You:

Become one of the new savvy business owners who use Ansonia and profit from the following:

•  Ansonia Sells Only Business Data – we only concentrate on business credit reports.

•  Ansonia’s Business Data is Always Fresh, not Stale – We update 24/7.

•  Ansonia Does Not Resell Your Data – Your customer data is safe with us.

•  Ansonia Works With Everybody – From small businesses to Fortune 500 companies.

•  Ansonia Collects Unique Data – We collect data the big guys can’t even touch.

•  Ansonia’s Reports Are Easy To Read – You’ll know exactly how your customer pays.

•  Ansonia’s Reports Are Customized – You decide on what data is important to you.

•  No Prepaid Contract Required – You are not tied down, wasting money.

•  We Keep It Simple – Anybody can read our reports and understand them.

•  Live People Answer Our Phones – The others don’t, nor do they care to.

•  We Do Not Own Or Partner With A Collection Company – We provide unbiased data.

•  Customizable Software Integration – We integrate with any software you run.

•  Automation Is The Key – Request as few or as many reports as you want.

We're here to get you started.
Call us now for your no-cost, no-obligation discussion.































































































































































































































































Business Credit Check Companies Articles


Analyzing Your Customer Portfolio


Companies have much to gain by analyzing their customer portfolio. It is through this analysis that they can determine how each and every customer segment fits within their business goals.


Some of the advantages of analyzing the customer portfolio of a business can be to:


Help business managers think more strategically and futuristically; which ultimately helps them more fully understand the economics of their business;
Improve communications between sales and marketing management and credit departments;
Change (if necessary) and grow the quality of their business plans;
Pinpoint any information gaps and highlight important issues; and
Strengthen the investment of the company in its promising customer segments, and to eliminate weaker customers.
The company can then segment their customer base according to the attractiveness of their customers when compared to other market segments in the economy. This will enable the business to identify markets segments that will provide valuable opportunities for growth and profit. A comprehensive business universe benchmarking database is required for this part of the analysis in order to identify interesting prospect firms within the market segment.


Armed with this analysis a manager who is responsible for managing the credit risk of a customer base now has the information and the ability to do so much more, and to use their influence beyond traditional boundaries. It is vitally important that the knowledge gained through this analysis be communicated to other parties within the organization, such as senior management and sales and marketing teams.


It is often thought that credit managers have relatively little influence over both the direction and growth of a business, and portfolio analysis is the ideal communication tool for breaking down this misconception because the analysis summarizes the performance, dynamics, and overall composition of the customer base of a business .


Besides the fact that the analysis of market and prospect segments clearly articulates the credit challenges faced by a business, it is also a great tool for influencing discussions on the strategic direction a business is taking. The key to analyzing the customer portfolio of a business is to ensure that all available resources are used to improve the most precious asset of a business, which of course is its customers.



You Can Find More Information at

Call Us Today at: 1-855-267-6642

Debt Recovery Strategies You Should Use Before Turning to Receivable Management Services

Anyone who has been in the credit industry knows that no matter how much research you do or how strong your accounts receivable management skills are, inevitably, you will have trouble collecting on some receivables. Receivable management services and collection agencies specialize in dealing with these difficult accounts, but how do you know when it is time to turn to one? In most cases, they are a last resort; a final effort to collect on an bill. There are numerous debt recovery strategies you can (and should) attempt before turning over the account. Most require minimal effort and many times will get you paid. Below are five strategies increading in severity from 1 to 5.

5 Debt Recovery Strategies Before You Turn to Receivables Management Services

It should be noted that if you are consistently turning to collections, you might not be using the best business credit tools (or may not be looking for the right bad debt warning signs.)

1) Call and leave voicemail... tactfully

Be proactive. Call customers as soon as payments are overdue. Just remember that if you start the conversation by shouting, you do not leave yourself any room to get louder. Start with a professional and polite tone. This will prevent you from angering your customer, which is the last thing you want. Angry customers are exponentially harder to collect from. It also allows you to escalate in urgency if they do not pay. Some key points to keep in mind:

  • First calls should be polite reminders; assume that a mere oversight led to the missed deadline. Do not include overly negative information in voicemails. Why? First, you do not know who will listen to them, and second, negative voicemails can come off as harassment.

  • Call daily or as you see fit, but leave only one voicemail per day.

    2) Send a past due invoice

    Mailing a physical statement makes the situation more of a reality for many customers.

    With your invoice, notify the customer that your company reports all past due balances to a business credit bureau. Not only is it best to be transparent about your business credit reporting procedures, but mentioning the credit bureau often significantly speeds up payment. Why? Imagine you are having trouble paying your bills and have 2 past due invoices. You know that one company is making your debt public information (on your business credit report) and the other is not.

    Which would you pay first?

    3) Post an alert on their business credit report

    When it appears that the customer knows about the situation, and that the debt is consciously going unpaid, your next step is to post an alert on the business credit report of your customer. This will do several things:

  • Heighten urgency

  • Make it harder for them to secure new creditors

  • Demonstrate that you will take all necessary steps to collect the debt

    Posting an alert on their report can be considered a more serious version of step #2 above. The same logic of making their debt public applies, just to a greater degree.

    4) Send a formal letter

    Here you should clearly outline what your next actions will be. Two common next steps to include in your letter are that you plan to turn the account over to a collections agency and/or discontinue service (if applicable).

    You have two choices in sending the letter.

    1. Send the letter yourself

    2. Hire a third party, such as a collection agency, to send the letter for you

    Whichever you choose, a formal letter, with the threat of a receivable management service company or collection agency shows the customer you would not stop until you receive payment.

    5) Discontinue services

    If you have not already, you should stop shipments and cancel current or future services.

    Final Step: Turn the account over to a company specializing in receivable management services

    When the customer has proven an unwillingness to pay and you cannot expect the business relationship to continue, a collection agency should handle the remaining attempts to collect the debt.

    Your business has more pressing concerns to take care of in-house, and outside receivable management services can more efficiently deliver at least partial payment.

    Proper credit due diligence will weed out most bad customers. In the unfortunate situation that a customer is not paying, these debt recovery tactics serve to nudge the customer toward payment, and can greatly increase your chances of collecting on a debt.


    You Can Find More Information at

    Call Us Today at: 1-855-267-6642


  • The Many Benefits of Automating Accounts Receivable


    For any business, whether large or small, receivables are the lifeblood of the business; which means that the Accounts Receivable process is a critical function of daily operations of any business. Yet still we see companies overlooking the opportunity to significantly improve the efficiency, the cost, and overall effectiveness of their Accounts Receivable process.


    Accounts receivable automation technology works very effectively in streamlining every step of the process � from purchase order receipts to payment reconciliation. There are many, many benefits associated with automating the Accounts Receivable process to help speed cash to the bottom line, lower Days Sales Outstanding, optimize working capital, and improve the entire experience of the customer. Companies can expect to reap the following benefits by automating their Accounts Receivable process:


    Improved Accounts Receivable Efficiency


    Automation of Accounts Receivable accelerates payments and improves efficiency by:


    Facilitating dispute resolutions;
    Reducing the number of incoming inquiries;
    Hosting all invoices and supporting documents in one central location for fast and easy access;
    Sending message alerts to increase prompt payments; and
    Providing easy payment options, plus auto reconciliation.


    With the elimination of bank fees, improving visibility and reporting, reducing the manual allocation of payments, and allocating cash more quickly, Accounts Receivable solutions boost productivity, deliver efficiency, and provide suppliers with the highest level of service. Simply by removing non-value-added manual processes, automating Accounts Receivables will improve worker efficiency, thus allowing Accounts Receivable specialists to dedicate more time focusing on value-added tasks.


    Reduced Invoice Enquiries


    It is simply a waste of valuable time reproducing then resending misplaced or lost invoices, and invoice disputes are an unnecessary annoyance and time-waster for both the Accounts Payable and Accounts Receivable departments. Automating Accounts Receivable alleviates invoice disputes and enquiries by providing a simple to use invoice portal whereby users can receive and pay their invoices online. When it comes to invoice disputes, there are metrics available to address the system weaknesses and identify the root causes that are often the cause of disputes. There is an immediate productivity boost when invoice inquiries and disputes are so drastically reduced.


    Reduced �Days Sales Outstanding


    The leading cause of payment delays are invoice errors, so once an Accounts Receivable solution has been implemented there will be a dramatic increase in balance sheet cash. The Accounts Receivable solution will quickly identify invoice errors, facilitate collaboration and fast invoice dispute resolutions; thus allowing organizations to accelerate cycle speed and reduce Days Sales Outstanding.


    The benefit of automating Accounts Receivable is that received payments are quickly and accurately allocated: this results in a reduction in cycle time and reduces Days Sales Outstanding by up to 20%.


    Increased Working Capital


    We know that error prone and inefficient Accounts Receivable processes slow operations, while automating Accounts Receivable accelerates payment collection - which means unlocking working capital. Utilizing an end to end automation solution for Accounts Receivable can hasten the invoice-to-payment cycle, improving working capital by up to 11 days.


    Improved Customer Experience


    The overall customer experience is enhanced with Accounts Receivable automation by offering customers self-service options, such as accessing the information they need, when they need it. These automated solutions provide a 24/7 one stop shop for all invoices and their supporting documents. Friendly reminders and updates are issued when invoices are due, which reduces the need for follow-ups and ensures on time payments. Customers also have the option of automating payments and selecting a convenient payment type.


    In the business environment of today it is vital that working capital is controlled and optimized, and the management of Accounts Receivable can make or break that success. More businesses are now coming on board and turning to Accounts Receivable automation solutions to reap the many benefits. Some of these benefits include:


    Creating greater efficiencies;
    Increasing profitability;
    Accelerating cash;
    Enhancing customers experience; and
    Providing management of Accounts Receivable departments with important decision-making information.


    Benchmarking and KPIs (Key Performance Indicators) are vitally important tools for the successful operation of Accounts Receivables. Having real time access to the accounts receivable portfolio provides Accounts Receivable management with immediate decision-making information, and improves transparency.



    You Can Find More Information at

    Call Us Today at: 1-855-267-6642


    A Sample of business credit reports
    found in Ansonia's database


    Company Name:  DOLLAR TREE INC

    Street Address: 500 VOLVO PKWY


    State/Province/Other: Virginia

    Zip: 23320

    Country: United States, U.S., US

    Phone: 404-676-2121

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!

    Would you like to know how DOLLAR TREE INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For DOLLAR TREE INC at: 1-855-267-6642




    Street Address: 1919 TORRANCE BLVD

    City: TORRANCE

    State/Province/Other: California

    Zip: 90501

    Country: United States, U.S., US

    Phone: 402-479-7029

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!

    Would you like to know how AMERICAN HONDA MOTOR CO INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For AMERICAN HONDA MOTOR CO INC at: 1-855-267-6642



    Street Address: 2785 SKYMARK AVE


    State/Province/Other: Ontario

    Zip: L4W 4Y3

    Country: Canada

    Phone: 847-527-4384

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!

    Would you like to know how FEDEX GROUND PACKAGE SYSTEM INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For FEDEX GROUND PACKAGE SYSTEM INC at: 1-855-267-6642



    Street Address: 500 MILLER FERRY RD

    City: ST LOUIS

    State/Province/Other: Missouri

    Zip: 75172

    Country: United States, U.S., US

    Phone: 856-794-4645

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how ANHEUSER BUSCH COS INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For ANHEUSER BUSCH COS INC at: 1-855-267-6642

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